Wing Head – Policy & Product Programs

VP Level · Nationwide · 1 Post

Job Responsibilities

• Lead the design, review, and lifecycle management of NBP’s retail and institutional banking product policies across all business lines.
• Develop product program frameworks aligned with SBP regulatory guidelines, prudential regulations, and the bank’s strategic growth objectives.
• Coordinate cross-functional workshops with Risk, Compliance, Legal, and Business teams to ensure product policies are operationally feasible and regulatory-compliant.
• Monitor market trends and competitor product offerings to identify gaps and recommend new product initiatives to senior leadership.
• Oversee the development of product manuals, policy documents, and SOPs, ensuring clarity, accessibility, and timely updates for branch and operations staff.
• Manage the end-to-end product approval process, including BOD and ALCO presentations for new product launches and policy amendments.
• Drive performance measurement of existing product programs using key metrics such as utilization rates, revenue contribution, and customer satisfaction data.
• Mentor and develop a team of product and policy managers, setting performance targets and providing structured guidance toward departmental goals.

Requirements & Qualifications

• Education: MBA, MS Finance, or equivalent postgraduate degree from an HEC-recognized or reputable international institution.
• Experience: Minimum 10–12 years in banking with at least 5 years in product development, policy formulation, or strategic planning roles.
• Key Skills: Product lifecycle management, regulatory policy writing, SBP compliance, stakeholder management, financial modelling.
• Age Limit: As per NBP policy for VP-grade positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Department Head – Tender

AVP / VP Level · Head Office · 1 Post

Job Responsibilities

• Oversee and manage the full lifecycle of NBP’s procurement and tendering processes, from RFP drafting through to vendor award and contract execution.
• Develop and implement a centralized tender management framework that ensures transparency, competitive pricing, and PPRA rule compliance across all procurement categories.
• Lead bid evaluation committees, coordinate with technical and finance teams, and finalize procurement recommendations for senior management approval.
• Negotiate commercial terms, pricing structures, and SLA agreements with vendors and contractors to safeguard the bank’s financial and operational interests.
• Maintain a comprehensive vendor database, conduct periodic vendor performance assessments, and recommend prequalification or blacklisting as warranted.
• Coordinate with IT, Infrastructure, and Operations departments to understand procurement requirements and produce accurate, time-bound tender documentation.
• Prepare detailed procurement reports, audit responses, and policy updates for submission to BOMD and external regulators when required.
• Train and supervise a team of procurement officers, instilling best practices in tender management, documentation standards, and ethical sourcing procedures.

Requirements & Qualifications

• Education: Bachelor’s or Master’s degree in Supply Chain, Business Administration, Commerce, or a related discipline.
• Experience: 8–12 years of procurement or tendering experience, preferably in a large financial institution or public-sector organization.
• Key Skills: PPRA regulations, contract management, vendor negotiation, tender documentation, ERP procurement modules.
• Age Limit: As per NBP policy for AVP/VP-grade positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Regional Manager – SME

AVP / VP Level · Multiple Regions · 1 Post

Job Responsibilities

• Drive SME loan disbursement targets across the assigned region by developing a robust pipeline of creditworthy small and medium enterprise clients.
• Lead a regional team of SME relationship managers, setting individual KPIs and conducting regular performance reviews to ensure portfolio growth and quality.
• Assess credit proposals from SME clients by reviewing financial statements, cash flow projections, and collateral valuations before escalating for approval.
• Build strategic partnerships with industry associations, chambers of commerce, and local trade bodies to expand NBP’s SME market penetration in the region.
• Monitor the regional SME portfolio for early warning signals of financial stress, initiating preventive measures and recommending restructuring where necessary.
• Ensure full compliance with SBP SME prudential regulations, credit documentation standards, and internal credit risk policies at the regional level.
• Report regional SME performance, market dynamics, and portfolio health metrics to the Group Head SME on a monthly basis.
• Represent NBP in regional SME events, seminars, and government-sponsored business development programs to enhance brand visibility and client acquisition.

Requirements & Qualifications

• Education: MBA, BBA (Hons), or equivalent degree from an HEC-recognized university; ACCA or CA (partial) preferred.
• Experience: 8–10 years in SME banking with at least 3 years in a team management or regional leadership role.
• Key Skills: SME credit assessment, portfolio management, relationship banking, SBP SME regulations, regional market knowledge.
• Age Limit: As per NBP policy for AVP/VP-grade positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Unit Head – Collection & Recovery

AVP / VP Level · Nationwide · 1 Post

Job Responsibilities

• Design and implement a strategic collection and recovery framework targeting NPL reduction across retail, SME, and corporate portfolios.
• Lead a dedicated collections team, assigning accounts based on risk segmentation and monitoring daily recovery performance against set targets.
• Negotiate repayment restructuring arrangements with defaulting borrowers while protecting the bank’s legal standing and minimizing provisioning costs.
• Coordinate with the Legal department on litigation cases, asset auctions, and court proceedings related to non-performing borrowers.
• Conduct regular portfolio aging analysis and produce delinquency reports to identify accounts requiring immediate intervention or escalation.
• Liaise with SBP and external stakeholders regarding write-off approvals, settlement proposals, and regulatory reporting requirements on NPLs.
• Develop and refine collection scripts, contact strategies, and escalation matrices to optimize recovery rates across different borrower segments.
• Train collection officers on ethical recovery practices, legal compliance, and customer communication standards to maintain NBP’s institutional reputation.

Requirements & Qualifications

• Education: MBA, LLB, or equivalent degree; specialization in Finance, Risk, or Law preferred.
• Experience: 8–12 years in collections, credit risk, or recovery management within a commercial bank or financial institution.
• Key Skills: NPL management, portfolio delinquency analysis, legal recovery processes, team leadership, SBP regulatory reporting.
• Age Limit: As per NBP policy for AVP/VP-grade positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Unit Head – General Financing (SME)

AVP / VP Level · Nationwide · 1 Post

Job Responsibilities

• Originate, structure, and recommend working capital and term financing solutions tailored to the operational and growth needs of SME clients.
• Manage a diversified SME general financing portfolio, ensuring disbursement targets are met while maintaining portfolio quality within acceptable risk thresholds.
• Conduct detailed credit analysis of SME borrowers including balance sheet review, cash flow analysis, and industry risk assessments before preparing credit memos.
• Coordinate with branch network and relationship managers to identify cross-selling opportunities for general financing products within the existing SME client base.
• Ensure all SME financing documentation is complete, legally enforceable, and compliant with NBP’s credit policy and SBP prudential regulations.
• Monitor post-disbursement utilization of approved facilities and conduct periodic client visits to verify business health and early signs of financial stress.
• Develop and implement a market penetration strategy for new SME segments such as agri-processors, women-led enterprises, and export-oriented SMEs.
• Prepare quarterly business development reports on financing volumes, approval turnaround times, and portfolio risk grading for senior management review.

Requirements & Qualifications

• Education: MBA Finance, BBA (Hons), CA (partial), or equivalent from an HEC-recognized university.
• Experience: 8–10 years in SME credit or commercial lending, with strong exposure to working capital and term finance structuring.
• Key Skills: Credit analysis, SME financing products, loan structuring, SBP regulations, financial modelling.
• Age Limit: As per NBP policy for AVP/VP-grade positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Unit Head – Marketing & Strategic Alliances

AVP / VP Level · Head Office · 1 Post

Job Responsibilities

• Develop and execute NBP’s annual marketing strategy across digital, print, outdoor, and event channels, aligned with the bank’s brand vision and commercial objectives.
• Identify, negotiate, and activate strategic alliances with corporates, government agencies, fintech partners, and international remittance companies to expand NBP’s product reach.
• Manage all co-branding and sponsorship arrangements, ensuring NBP’s institutional image is consistently and professionally represented across all partner touchpoints.
• Lead market research initiatives to track brand health, customer perception, competitive positioning, and product awareness across target segments.
• Coordinate with the Digital Banking and IT teams to implement data-driven marketing campaigns through CRM, SMS, email, and mobile app channels.
• Oversee the marketing budget, agency relationships, and creative production processes, ensuring campaigns are delivered on time and within approved expenditure.
• Represent NBP in high-level alliance negotiations with public-sector entities, multilateral development organizations, and international financial institutions.
• Produce quarterly marketing performance reports tracking campaign ROI, alliance revenue contribution, and brand equity metrics for senior leadership review.

Requirements & Qualifications

• Education: MBA in Marketing, Business Administration, or Communications from an HEC-recognized or reputable international university.
• Experience: 8–12 years in marketing or business development, with specific experience in financial services, fintech, or FMCG environments.
• Key Skills: Strategic alliances, digital marketing, brand management, stakeholder negotiation, campaign analytics, CRM platforms.
• Age Limit: As per NBP policy for AVP/VP-grade positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

MIS Support Officer – BI & Dashboard

OG-I / OG-II · Head Office · 1 Post

Job Responsibilities

• Develop, maintain, and continuously enhance interactive Power BI dashboards that provide senior management with real-time visibility into branch performance, lending KPIs, and deposit trends.
• Extract, transform, and load (ETL) data from NBP’s core banking system (T24/Oracle/Finacle) into the MIS data warehouse for consolidated reporting and analytics.
• Design and automate daily, weekly, and monthly MIS reports for business units including SME, Retail, Trade Finance, and Treasury using SQL and BI tools.
• Work with department heads to understand reporting requirements and translate business needs into precise, scalable dashboard solutions.
• Perform data quality audits to identify and resolve data integrity issues across source systems, ensuring accuracy of all published reports and dashboards.
• Support ad hoc data requests from senior management, regulators, and external auditors by producing custom data extracts and analytical summaries within tight deadlines.
• Document all data models, ETL pipelines, and dashboard architectures to maintain institutional knowledge and support system handovers.
• Train and support business users across departments in navigating dashboards, interpreting metrics, and using self-service BI features effectively.

Requirements & Qualifications

• Education: BS/MS in Computer Science, Information Technology, Statistics, or a related quantitative discipline.
• Experience: 3–6 years in MIS, BI development, or data analytics roles, preferably in banking or financial services.
• Key Skills: Power BI, SQL Server, DAX, ETL processes, data warehousing, Excel advanced analytics, core banking data familiarity.
• Age Limit: As per NBP policy for OG-I/OG-II positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Procurement Officer – Tender

OG-I / OG-II · Head Office · 1 Post

Job Responsibilities

• Prepare and publish tender notices, RFQs, and RFP documents for goods and services procurement in compliance with NBP’s procurement policy and PPRA rules.
• Coordinate the bid submission process, manage bid opening events, and maintain accurate documentation for all stages of the procurement lifecycle.
• Support the bid evaluation committee by compiling technical and financial evaluation matrices and facilitating fair, documented comparison of vendor proposals.
• Liaise with user departments (IT, Facilities, Marketing, Operations) to collect and validate procurement requirements before initiating the tendering process.
• Maintain a centralized procurement register tracking active tenders, contract statuses, vendor deliverables, and renewal timelines.
• Review and verify invoices submitted by vendors against approved contracts, ensuring accuracy before submitting for finance department processing.
• Assist in drafting, reviewing, and filing vendor contracts, NDAs, and service agreements in coordination with the Legal department.
• Respond to vendor queries during the tender process, issue addenda where required, and ensure all communication is documented and compliant with procurement guidelines.

Requirements & Qualifications

• Education: BBA, B.Com, MBA, or equivalent degree from an HEC-recognized university; Supply Chain certification is a plus.
• Experience: 3–6 years in procurement, tendering, or vendor management in a bank, government entity, or large corporate.
• Key Skills: PPRA compliance, tender documentation, vendor evaluation, contract administration, MS Office proficiency.
• Age Limit: As per NBP policy for OG-I/OG-II positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Senior HR Officer

OG-I / OG-II · Head Office · 1 Post

Job Responsibilities

• Manage end-to-end recruitment cycles for assigned business units, including job posting, candidate screening, interview coordination, and offer letter issuance.
• Administer and monitor the Performance Management System (PMS) cycle, ensuring timely KPI-setting, mid-year reviews, and annual appraisal completion across departments.
• Coordinate on-boarding programs for new joiners, ensuring documentation completeness, system access provisioning, and orientation sessions are delivered on schedule.
• Support the preparation of HR policy updates, circulars, and employee communications in alignment with NBP’s approved HR policy framework and legal requirements.
• Maintain accurate employee records in the HRMS, ensuring personal data, grade changes, transfers, and separation records are updated promptly and correctly.
• Assist in designing and scheduling Learning & Development programs, coordinating with internal trainers and external vendors for training delivery logistics.
• Handle employee relations matters, including grievances and disciplinary inquiries, maintaining confidentiality and following established HR procedures at all times.
• Generate HR analytics reports on headcount, attrition, leave utilization, and performance ratings to support data-driven decision-making by senior HR management.

Requirements & Qualifications

• Education: MBA-HR, BBA-HR, or equivalent postgraduate degree from an HEC-recognized university; CHRP certification is preferred.
• Experience: 4–7 years in a generalist or specialist HR role within a banking, financial services, or large corporate environment.
• Key Skills: Talent acquisition, performance management, HRMS administration, employee relations, HR analytics, Labour Law compliance.
• Age Limit: As per NBP policy for OG-I/OG-II positions.
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html

Islamic Banking Officer

OG-III · Nationwide · Multiple Posts

Job Responsibilities

• Process and manage Shariah-compliant deposit and financing accounts including Murabaha, Ijarah, Musharakah, and Diminishing Musharakah products for retail and SME clients.
• Assist customers in understanding Islamic banking products, conducting product suitability assessments, and guiding them through the account opening and financing application process.
• Ensure all branch-level Islamic banking transactions are executed in strict compliance with Shariah Board-approved policies and SBP Islamic Banking Department guidelines.
• Achieve assigned Islamic banking deposit mobilization and financing disbursement targets through proactive customer outreach and branch-level business development activities.
• Perform end-of-day reconciliation of Islamic banking accounts and flag any discrepancies to the branch manager for timely resolution.
• Coordinate with the Islamic Banking Division at Head Office to escalate complex Shariah queries, product clarifications, and special transaction approvals.
• Maintain Islamic banking documentation files, ensuring all client agreements and Shariah contracts are signed, stored, and retrievable as per audit and regulatory requirements.
• Participate in Islamic banking training programs and Shariah certification courses as directed by the bank to continuously upgrade product knowledge and compliance awareness.

Requirements & Qualifications

• Education: Minimum Bachelor’s degree (16 years of education); degree in Islamic Finance, Finance, Commerce, or Economics preferred.
• Experience: Fresh graduates are encouraged to apply; up to 2 years of banking experience is a plus.
• Key Skills: Basic knowledge of Islamic banking modes, customer service, MS Office, communication skills, willingness to be posted anywhere in Pakistan.
• Age Limit: Maximum 28 years (relaxable for existing NBP employees as per policy).
• Gender: Male / Female / Transgender
• Apply: www.sidathyder.com.pk/jobs/index.html