Housing Risk & Finance Sector Jobs

Leading Financial Institution · Recruitment Managed by A.F. Ferguson & Co. (PwC Network) · 2026

Housing Risk & Finance Sector Jobs – 3 Specialized Roles – Apply via A.F. Ferguson

A leading housing finance institution in Pakistan is hiring Risk Manager (Information Security), Manager IFRS 9, and Assistant Manager/Manager Risk Review/Risk Modeler positions in Karachi. Recruitment managed by A.F. Ferguson & Co., a PwC network member firm. Apply before 5 July 2026.

📍 Karachi
🏦 Housing Finance Institution
📋 3 Positions
⏳ Deadline: 5 July 2026
📝 Contractual (Extendable)

About This Opportunity

Housing Risk & Finance Sector Jobs. This recruitment is being conducted on behalf of a leading financial institution in Pakistan committed to empowering communities through innovative housing finance solutions. The institution plays an important role in advancing financial inclusion in Pakistan, providing housing finance products that help expand access to homeownership and related financial services across the country’s growing fintech and digital banking landscape.

The recruitment process for these positions is being managed by A.F. Ferguson & Co., a member firm of the PricewaterhouseCoopers (PwC) International network — one of the world’s leading professional services organizations. As the client institution scales its risk management and regulatory compliance capabilities, it is hiring three specialized professionals across information security, IFRS 9 financial reporting, and quantitative risk modeling to strengthen its risk governance framework in line with regulatory and industry best practices.

🛡️ Risk & Financial Compliance Roles — Karachi

Risk Manager – Information Security

Information Security · Karachi · Contractual

Organization Leading Financial Institution (via A.F. Ferguson & Co.)
Location Karachi
Employment Type Contractual (Extendable)
Age Limit Maximum 40 years
Last Date 5 July 2026

Job Responsibilities

  • Develop and implement the institution’s information security risk management framework, identifying vulnerabilities across IT systems, digital banking platforms, and data infrastructure.
  • Conduct regular risk assessments and security audits of the organization’s information systems, ensuring compliance with regulatory requirements applicable to housing finance and fintech institutions.
  • Lead incident response activities for information security breaches, coordinating investigation, containment, and remediation efforts in collaboration with IT and operations teams.
  • Develop and maintain information security policies, standards, and procedures aligned with ISO 27001 and other relevant cybersecurity frameworks applicable to financial institutions.
  • Monitor emerging cyber threats and vulnerabilities relevant to digital banking and fintech operations, proactively recommending mitigation strategies to senior management.
  • Coordinate with regulators and external auditors on information security compliance matters, ensuring the institution meets applicable State Bank of Pakistan and regulatory cybersecurity requirements.
  • Conduct security awareness training for staff across the organization, building a culture of security consciousness and reducing human-factor security risks.
  • Prepare periodic information security risk reports for senior management and the Board Risk Committee, highlighting key risks, incidents, and remediation progress.

Requirements & Qualifications

  • Education: Master’s/Bachelor’s degree (16 years of education) in Business Administration (Information Systems), Computer Science, or related field from an HEC-recognized institution
  • Certifications: CISSP, CISM, CEH, or ISO 27001 Lead Implementer/Auditor encouraged
  • Experience: Minimum 3 years of post-qualification experience in information security or cybersecurity roles, preferably in fintech, digital banking, or regulated financial institutions
  • Key Skills: Information security risk management, ISO 27001, incident response, regulatory compliance, security audits, cyber threat monitoring
  • Age Limit: Maximum 40 years by closing date (relaxable for exceptional candidates)
  • Gender: Male / Female
  • Apply: affco.com.pk/Recruitment


Manager – IFRS 9

Financial Risk Reporting · Karachi · Contractual

Organization Leading Financial Institution (via A.F. Ferguson & Co.)
Location Karachi
Employment Type Contractual (Extendable)
Age Limit Maximum 40 years
Last Date 5 July 2026

Job Responsibilities

  • Lead the implementation and ongoing management of IFRS 9 expected credit loss (ECL) models for the institution’s housing finance loan portfolio, ensuring accurate provisioning calculations.
  • Develop and refine IFRS 9 staging criteria, probability of default (PD), loss given default (LGD), and exposure at default (EAD) parameters in line with the institution’s risk profile.
  • Prepare quarterly and annual IFRS 9 impairment provision calculations and disclosures for inclusion in the institution’s financial statements and regulatory reporting.
  • Coordinate with external auditors and regulators on IFRS 9 methodology validation, model assumptions, and compliance with applicable accounting standards.
  • Conduct sensitivity analysis and stress testing of IFRS 9 models under various macroeconomic scenarios to assess potential impact on provisioning and capital adequacy.
  • Collaborate with credit risk, finance, and IT teams to ensure data quality and system capabilities adequately support IFRS 9 model implementation and reporting requirements.
  • Monitor regulatory developments and updates to IFRS 9 and related accounting standards, assessing implications for the institution’s financial reporting and risk management practices.
  • Prepare management reports and presentations on IFRS 9 provisioning trends, model performance, and portfolio risk profile for senior management and the Board Audit Committee.

Requirements & Qualifications

  • Professional Qualification: Member of an accounting certification body (CA, ACCA, ACMA)
  • Education: Master’s/Bachelor’s degree (16 years of education) in Business Administration, Actuarial Sciences, Data Sciences, or Economics from an HEC-recognized institute
  • Experience: Minimum 3 years of post-qualification experience in financial risk modeling, with specific experience in IFRS 9 implementation and reporting
  • Key Skills: IFRS 9 ECL modeling, PD/LGD/EAD parameter development, financial reporting, stress testing, regulatory compliance, stakeholder reporting
  • Age Limit: Maximum 40 years by closing date (relaxable for exceptional candidates)
  • Gender: Male / Female
  • Apply: affco.com.pk/Recruitment


Assistant Manager/Manager – Risk Review/Risk Modeler

Risk Modeling · Karachi · Contractual

Organization Leading Financial Institution (via A.F. Ferguson & Co.)
Location Karachi
Employment Type Contractual (Extendable)
Age Limit Maximum 40 years
Last Date 5 July 2026

Job Responsibilities

  • Build, validate, and maintain credit risk models used to assess borrower default probability and exposure across the institution’s housing finance and related loan portfolios.
  • Develop market risk models to quantify the institution’s exposure to interest rate movements, liquidity risk, and other market-driven financial risks affecting the balance sheet.
  • Construct and maintain operational risk models and frameworks to identify, measure, and monitor operational risk exposures across the institution’s business processes.
  • Conduct independent risk review of existing models, methodologies, and risk policies, assessing their continued validity and alignment with regulatory expectations.
  • Perform back-testing and model validation exercises to assess the predictive accuracy and robustness of the institution’s risk models over time.
  • Prepare technical documentation, model validation reports, and methodology papers for review by senior risk management and external regulators or auditors.
  • Support stress testing and scenario analysis exercises, quantifying the institution’s risk exposure under adverse economic conditions for regulatory and internal risk management purposes.
  • Collaborate with the Risk, Finance, and IT teams to ensure data integrity and appropriate system support for ongoing risk model development and reporting requirements.

Requirements & Qualifications

  • Education: Master’s/Bachelor’s degree (16 years of education) in a quantitative discipline — Actuarial Science, Data Science, Statistics, Finance, Economics, or Mathematics — from an HEC-recognized institution
  • Certifications: CFA or FRM certification preferred
  • Experience: Minimum 3 years of post-qualification experience in financial risk modeling, with experience building credit, market, and operational risk models
  • Key Skills: Credit/market/operational risk modeling, model validation, back-testing, stress testing, technical documentation, quantitative analysis
  • Age Limit: Maximum 40 years by closing date (relaxable for exceptional candidates)
  • Gender: Male / Female
  • Apply: affco.com.pk/Recruitment


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Frequently Asked Questions (FAQs)

Q: What is the last date to apply for these Risk & Finance jobs 2026?

The last date to submit applications for all three positions — Risk Manager Information Security, Manager IFRS 9, and Assistant Manager/Manager Risk Review/Risk Modeler — is 5 July 2026. Applications must be submitted online through the A.F. Ferguson & Co. recruitment portal at affco.com.pk/Recruitment before this deadline.

Q: Who is A.F. Ferguson & Co. and why are they handling this recruitment?

A.F. Ferguson & Co. is a member firm of the PricewaterhouseCoopers International Limited (PwCIL) network, one of the world’s leading professional services organizations. The client financial institution has engaged A.F. Ferguson & Co. to manage the end-to-end recruitment process for these specialized risk and finance roles, leveraging their expertise in executive search and assessment for financial sector positions.

Q: Are these permanent or contractual positions?

All three positions are offered on a contractual basis, with the possibility of extension based on individual performance and the company’s policy. These are not permanent employment contracts in the traditional sense, though strong performers may see their contracts extended or potentially transitioned to longer-term arrangements depending on organizational needs.

Q: What is the age limit for these Risk & Finance positions?

The maximum age limit for all three positions is 40 years by the closing date of 5 July 2026. However, the advertisement notes that eligibility relaxation may be considered for candidates with exceptional qualifications or experience, meaning highly qualified candidates above this age may still be evaluated on a case-by-case basis.

Q: Is CFA or FRM mandatory for the Risk Modeler position?

No, CFA or FRM certification is preferred but not strictly mandatory for the Assistant Manager/Manager Risk Review/Risk Modeler position. The core requirement is a Master’s/Bachelor’s degree (16 years) in a quantitative discipline such as Actuarial Science, Data Science, Statistics, Finance, Economics, or Mathematics, along with at least 3 years of relevant risk modeling experience. Holding CFA or FRM would strengthen a candidate’s application.

Q: What sector does the hiring financial institution operate in?

The hiring institution operates in Pakistan’s housing finance sector, focused on empowering communities through innovative housing finance solutions and contributing to financial inclusion. While the institution’s specific name is not disclosed in the advertisement, it is described as a leading player in this growing fintech and financial services niche within Pakistan.

People Also Ask

Q: What is IFRS 9 and why is it important for financial institutions?

IFRS 9 is an international financial reporting standard that governs how financial institutions classify, measure, and provision for financial instruments, particularly through its Expected Credit Loss (ECL) model for loan impairment. Financial institutions like the hiring organization need specialized Managers to implement and maintain IFRS 9-compliant models, ensuring accurate provisioning, regulatory compliance, and transparent financial reporting to investors and regulators.

Q: How to apply for Risk Manager Information Security job at this financial institution?

To apply, visit affco.com.pk/Recruitment and review the detailed job description for Risk Manager – Information Security. Prepare your CV highlighting your degree in Business Administration (Information Systems) or Computer Science, any CISSP, CISM, CEH, or ISO 27001 certifications, and your 3+ years of information security experience. Submit your application online before 5 July 2026.

Q: What is the difference between credit, market, and operational risk modeling?

Credit risk modeling assesses the likelihood that a borrower will default on a loan obligation. Market risk modeling quantifies exposure to fluctuations in interest rates, exchange rates, and other market variables affecting the institution’s balance sheet. Operational risk modeling addresses risks arising from internal processes, systems, or human error. The Risk Review/Risk Modeler position at this institution involves building models across all three risk categories.

Q: What is the salary range for Risk Manager positions in Pakistan’s financial sector?

The advertisement describes a “competitive remuneration package” without disclosing exact figures. Based on comparable Risk Manager and IFRS 9 Manager roles at Pakistani financial institutions, monthly compensation for these specialized contractual positions typically ranges from PKR 150,000 to PKR 350,000 depending on experience, certification level, and the specific role’s seniority and complexity.

Q: Can fresh graduates apply for these Risk & Finance positions?

No, all three positions require a minimum of 3 years of relevant post-qualification experience — in information security, financial risk modeling, or IFRS 9 implementation respectively. These are not entry-level positions and are designed for mid-career professionals with demonstrated specialized expertise in their respective domains.

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Tags

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📋 Job Summary

Organization Leading Financial Institution (Housing Finance Sector)
Recruitment Partner A.F. Ferguson & Co. (Member Firm, PwC Network)
Total Positions 3 (Three)
Job Titles Risk Manager – Information Security, Manager – IFRS 9, Assistant Manager/Manager – Risk Review/Risk Modeler
Location Karachi
Employment Type Contractual (Extendable based on performance and company policy)
Age Limit Maximum 40 years by closing date (relaxable for exceptional candidates)
Last Date to Apply 5 July 2026
How to Apply Online via affco.com.pk/Recruitment
Source JobsLeap.com

Apply before 5 July 2026 at affco.com.pk/Recruitment. Contractual roles, extendable based on performance. Only shortlisted candidates contacted.

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