Credit Analyst Jobs at National Bank Karachi

National Bank of Pakistan ยท Official Recruitment 2026

Credit Analyst Jobs at National Bank Karachi โ€“ Apply Now

National Bank of Pakistan invites banking professionals with Commercial or SME experience to apply for the post of Credit Analyst in Karachi on a three-year renewable contract.

๐Ÿ“ Karachi
๐Ÿ›๏ธ NBP
๐Ÿฆ Risk Management
๐ŸŽ–๏ธ Grade OG-II/OG-I
โณ Deadline: 23 Oct 2026

๐Ÿ“‹ Job Summary

Organization National Bank of Pakistan (NBP)
Position Credit Analyst
Division Risk Management
Grade OG-II/OG-I
Location Karachi
Total Positions Not specified in the advertisement
Job Type Contract โ€“ 3 Years, Renewable at the discretion of Management
Compensation Market-competitive package and benefits as per Bank policy
Date Posted 14 October 2026
Last Date to Apply 23 October 2026 (within 10 working days of publication)
Source JobsLeap.com

About National Bank of Pakistan (NBP)

Credit Analyst Jobs at National Bank Karachi. National Bank of Pakistan, known as The Nation’s Bank, is one of the largest banks in the country and plays a major role in financing businesses and households. Its Risk Management division protects the quality of the loan book by making sure that every credit proposal is analyzed carefully before funds are released.

NBP is now hiring a Credit Analyst in Karachi to strengthen its credit analysis work for Commercial and SME clients. The role suits a banker with two or more years of experience who wants to work on real credit decisions in a large public sector bank.

๐Ÿ“Š Risk Management

Credit Analyst

OG-II/OG-I ยท Karachi

Department Risk Management
Location Karachi
Grade OG-II/OG-I
Vacancies Not specified
Employment Type Contract, 3 Years (Renewable)
Last Date 23 October 2026

Job Responsibilities

  • Analyze credit proposals and loan requests from business groups and assess the creditworthiness of each obligor before making a recommendation.
  • Review client financial statements, cash flow and liquidity positions to judge repayment capacity and flag weaknesses in the proposed facility.
  • Coordinate with business groups to complete due diligence and collect any missing information needed for a sound credit decision.
  • Partner with business and risk teams to execute credit analysis in line with SBP Prudential Regulations and the Bank’s credit policies.
  • Evaluate the collateral and security offered against each facility and confirm that valuation and documentation meet the Bank’s requirements.
  • Assess the reputational risk profile of borrowers, including climate and sustainability risks linked to the proposed financing.
  • Prepare portfolio analysis reports that give management a clear view of exposure, concentration and asset quality in Commercial and SME segments.
  • Support internal and external audits by providing credit files, analysis and explanations whenever they are requested.

Requirements & Qualifications

  • Education: Minimum graduation or equivalent from a local or international university, college or institute recognized by HEC of Pakistan. A Master’s degree and/or relevant professional certifications will be preferred.
  • Experience: Minimum 2 years of banking experience in Commercial and/or SME sectors, in business operations or risk management within a commercial bank
  • Key Skills: Credit and financial statement analysis, SME financing products, collateral and security assessment, SBP Prudential Regulations, interpersonal skills, business acumen, MS Office
  • Age Limit: Not specified in the advertisement
  • Gender: Both โ€“ NBP is an equal opportunity employer
  • Apply: https://www.sidathyder.com.pk/jobs/index.html


How to Apply

  1. 1Open the official recruitment portal at sidathyder.com.pk/jobs and find the National Bank of Pakistan vacancies.
  2. 2Select the post of Credit Analyst and complete the online application form with accurate personal, educational and experience details.
  3. 3Upload scanned copies of your updated CV, educational certificates, experience certificates, professional certifications (if applicable), CNIC and a recent photograph.
  4. 4Review all information carefully, because any misrepresentation will result in disqualification.
  5. 5Submit the online application before 23 October 2026. Late and incomplete applications will not be considered.

๐Ÿ“ž Contact Information

National Bank of Pakistan (NBP)

๐Ÿ“ Head Office: I.I. Chundrigar Road, Karachi, Pakistan

๐ŸŒ Website: www.nbp.com.pk

๐Ÿค Recruitment Partner: Sidat Hyder Morshed Associates

๐ŸŒ Careers Portal: sidathyder.com.pk/jobs

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Frequently Asked Questions (FAQs)

Q: How can I apply for the NBP Credit Analyst job and what is the last date?

Applications are accepted only online through the Sidat Hyder recruitment portal. The last date is 23 October 2026, within 10 working days of publication, and applications received after the due date will not be considered in any case.

Q: Is the NBP Credit Analyst post permanent or contract?

Employment is on a contractual basis for three years, renewable at the discretion of Management. Selected candidates get a market-competitive package and benefits as per the Bank’s policy.

Q: What qualification is required for NBP Credit Analyst?

Candidates need a minimum of graduation or equivalent from an HEC-recognized local or international institute. A Master’s degree and/or relevant professional certifications will be preferred.

Q: How much experience is required for the NBP Credit Analyst post?

At least 2 years of banking experience in the Commercial and/or SME sectors is required, in business operations or risk management within a commercial bank.

Q: Where is the Credit Analyst post located?

The post is based in Karachi. NBP’s Head Office is on I.I. Chundrigar Road, Karachi.

Q: Which documents are needed to apply for NBP Credit Analyst?

Prepare an updated CV, educational certificates and degrees, experience certificates, professional certifications if applicable, CNIC and a recent photograph. Scanned copies are uploaded on the portal.

Q: What is the selection process for NBP Credit Analyst?

Only shortlisted candidates who strictly meet the eligibility criteria are invited for a test and/or panel interview(s). No TA/DA is admissible for the test or interview.

People Also Ask

Q: What is the NBP Credit Analyst salary in Pakistan 2026?

NBP has not published a fixed salary in the advertisement. Selected candidates will be offered a market-competitive compensation package and other benefits as per Bank policy.

Q: What is the last date to apply for NBP Credit Analyst 2026?

The last date is 23 October 2026. Incomplete applications will not be entertained.

Q: What does a Credit Analyst do at National Bank of Pakistan?

A Credit Analyst reviews loan proposals, studies the client’s financial statements and cash flow, assesses collateral and recommends whether the credit risk is acceptable. The analyst also prepares portfolio reports and supports audits.

Q: Can I apply for NBP Credit Analyst with only a graduation degree?

Yes, graduation is the minimum qualification. However, a Master’s degree and/or relevant professional certifications will be preferred over a basic degree.

Q: Is SME banking experience compulsory for the NBP Credit Analyst job?

The advertisement asks for 2 years of experience in Commercial and/or SME sectors, either in business operations or risk management. Experience outside these areas may not meet the criteria.

Q: Are there other vacancies at National Bank of Pakistan right now?

NBP has also advertised Officer Risk Review, Senior Officer Credit Operations, GL Control Officer and Processing Officer through the same portal and with the same deadline. Each is published as a separate post on JobsLeap.com.

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