Zarai Taraqiati Bank Ltd - ZTBL

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Zarai Taraqiati Bank, ZTBL, Jobs 2025

Zarai Taraqiati Bank, ZTBL, Jobs 2025. Join ZTBL as a Head Credit Policy or Software Developer. Explore agricultural finance careers at https://ztbl.com.pk/jobs/ by October 12, 2025! Drive Pakistan’s rural economy with impactful roles in banking today!

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Job Title: Head Liability Business (VP/SVP-I/SVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Lead liability product strategies to enhance ZTBL’s agricultural financing portfolio in Pakistan’s rural banking sector.
Develop innovative deposit and funding solutions tailored for farmers and agribusiness clients.
Analyze market trends to optimize liability management and risk mitigation.
Collaborate with cross-functional teams to drive business growth and customer acquisition.
Ensure compliance with SBP regulations for sustainable financial operations.

Job Title: Head Credit Policy (SVP-I/SVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Formulate credit policies supporting ZTBL’s mission in agricultural development and rural finance.
Evaluate lending frameworks to balance risk and accessibility for smallholder farmers.
Monitor policy implementation across branches for effective credit disbursement.
Provide strategic advice on credit products aligned with Pakistan’s economic trends.
Lead teams in regulatory compliance and policy audits.

Job Title: Head Credit Operation (VP-I/VP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Oversee credit processing and approval workflows for efficient agricultural loans.
Implement operational controls to minimize non-performing assets in rural lending.
Coordinate with field teams for seamless credit delivery in remote areas.
Analyze operational data to streamline processes and reduce turnaround times.
Ensure adherence to banking standards and fraud prevention measures.

Job Title: Unit Head – Product Development (AVP-I/AVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Innovate financial products for ZTBL’s agricultural clients, focusing on sustainable farming solutions.
Conduct market research to identify needs in Pakistan’s agribusiness sector.
Collaborate with IT for digital product enhancements in rural banking.
Launch and monitor new offerings to boost customer engagement.
Analyze product performance for continuous improvement.

Job Title: Unit Head – Remedial Asset Management (OG-I) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Manage recovery strategies for non-performing agricultural loans in ZTBL’s portfolio.
Develop remedial plans to rehabilitate distressed assets and minimize losses.
Coordinate with legal and field teams for effective debt resolution.
Monitor recovery metrics and report to senior management.
Implement best practices for asset management in rural finance.

Job Title: Unit Head – Contact Center QA & Development (OG-I) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Enhance contact center operations for superior customer service in agricultural banking.
Develop QA frameworks to monitor call quality and agent performance.
Train staff on product knowledge and customer handling in rural contexts.
Analyze feedback to improve service delivery and resolution rates.
Implement tech tools for efficient customer interactions.

Job Title: Unit Head – Compliance & Monitoring (OG-I) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Ensure ZTBL’s compliance with SBP and anti-money laundering regulations in agricultural finance.
Monitor branch activities for adherence to banking policies.
Conduct risk assessments and audits for operational integrity.
Develop training programs on compliance for staff.
Report findings to management for proactive measures.

Job Title: Audit Team Lead (AVP–I / AVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Lead internal audits to safeguard ZTBL’s financial integrity in agribusiness lending.
Plan and execute audit programs across branches and departments.
Identify risks and recommend controls for banking operations.
Supervise audit teams and ensure timely reporting.
Stay updated on auditing standards and regulations.

Job Title: Software Developer (.NET Technology) (VP-I/VP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Develop. NET-based applications for ZTBL’s digital banking platforms in agriculture.
Integrate software solutions for loan management and customer portals.
Collaborate with stakeholders to customize tools for rural users.
Maintain and upgrade existing systems for security and efficiency.
Test and deploy features aligned with banking tech trends.

Job Title: IT-Administrator, Treasury Division (Karachi-based) (OG-II) Location: Karachi, Pakistan Vacancies: 1 Responsibilities:

Administer IT systems for ZTBL’s treasury operations in Karachi.
Manage network security and data backup for financial transactions.
Support treasury software for real-time reporting and analysis.
Troubleshoot issues to ensure uninterrupted banking services.
Implement updates for compliance with SBP guidelines.

Job Title: Officer Complaints Analysis & Compliance Unit (OG-I/AVP-I/AVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Analyze customer complaints in agricultural banking for resolution.
Ensure compliance with consumer protection regulations.
Track trends to improve service quality and policies.
Prepare reports on complaint metrics for management.
Coordinate with branches for swift grievance handling.

Job Title: Shariah Scholar (OG-I/AVP-I/AVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Advise on Shariah-compliant products for ZTBL’s Islamic banking arm.
Review contracts and transactions for Islamic finance adherence.
Educate staff on Shariah principles in agricultural financing.
Participate in product development for ethical banking.
Stay abreast of global Islamic finance trends.

Job Title: Finance & Accounts Officer (OG-I/AVP-I/AVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Manage financial reporting and accounting for ZTBL’s operations.
Prepare budgets and forecasts for agricultural projects.
Ensure accurate ledger maintenance and reconciliations.
Support audits and tax compliance activities.
Analyze financial data for decision-making.

Job Title: Risk & Control Assessment Officer (OG-I) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Assess risks in credit and operational areas of rural banking.
Develop control frameworks to mitigate financial exposures.
Conduct risk assessments for new agricultural products.
Monitor compliance with internal controls.
Report risk findings to senior management.

Job Title: Financial Data Analyst (AVP-I/AVP) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Analyze financial data to support ZTBL’s agricultural lending decisions.
Create dashboards and reports on portfolio performance.
Use tools like Excel and BI software for insights.
Identify trends in rural finance markets.
Assist in forecasting and scenario analysis.

Job Title: Audit Team Member (OG-I) Location: Islamabad, Pakistan Vacancies: 1 Responsibilities:

Support audit teams in reviewing banking processes.
Gather evidence and document findings for reports.
Assist in testing controls for compliance.
Participate in field audits at branches.
Contribute to audit recommendations.

How to Apply

Apply online at: ZTBL Careers Portal
Submit CV + required documents before: October 12, 2025
No TA/DA for interview
Address: Zarai Taraqiati Bank Ltd, Head Office, 1-A, Service Road East, Bahria Town, Phase-I, Islamabad, Pakistan
Apply early to secure your seat!
Submitting before the deadline improves your chances of selection.

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Job-Specific FAQs

Q1: What is the deadline for these jobs? A1: The application deadline for all ZTBL positions is October 12, 2025.

Q2: What qualifications are required for this role? A2: Varies by position; senior roles like Head Credit Policy require a Master’s in Finance/Banking with 10+ years experience; IT roles need relevant degrees and skills in .NET or treasury systems.

Q3: Are interview expenses covered? A3: No, ZTBL does not provide TA/DA for interviews.

Q4: How can I apply for jobs in Islamabad? A4: Apply exclusively online via the ZTBL Careers Portal with your CV and documents.

Q5: What is the contract duration? A5: These are permanent positions, subject to ZTBL’s employment policies.

Q6: Is experience mandatory for all roles? A6: Yes, most positions require 3-15 years of relevant banking/agricultural finance experience.

Q7: Are these roles open to fresh graduates? A7: No, all listed roles are senior/mid-level; fresh graduates may explore entry-level via other ZTBL announcements.

Keywords

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Zarai Taraqiati Bank, ZTBL, Jobs 2025 Full Time